Credit Score

Credit card interest can quickly turn a small purchase into a big expense. Understanding how APR works helps you make smarter decisions and avoid costly debt. What is APR? APR stands for Annual Percentage Rate—the yearly cost of borrowing money on your credit card. If your card has a 20% APR, you would pay roughly…

Building credit does not have to be complicated. Whether you are starting from scratch or rebuilding after financial difficulties, these five steps will put you on the path to a stronger credit score. Step 1: Check Your Current Credit Report Before you can improve your credit, you need to know where you stand. You are…