Budgeting

A zero-based budget assigns every dollar a job, ensuring your income minus expenses equals zero. This powerful method gives you complete control over your money. What is Zero-Based Budgeting? Unlike traditional budgeting where you might have leftover money that disappears into random spending, zero-based budgeting accounts for every dollar. If you earn $4,000, you plan…

If you have never budgeted before, the 50/30/20 rule is the perfect starting point. This simple framework takes the guesswork out of managing your money. What is the 50/30/20 Rule? This budgeting method divides your after-tax income into three categories: 50% for Needs, 30% for Wants, and 20% for Savings. It is simple, flexible, and…